Washington Winter Show 2012

117 World-class investment advice is an important part of a comprehensive wealth plan. So is advice about your estate, your business, your philanthropic giving, your restricted stock position and your lending needs. At Morgan Stanley Smith Barney, we offer a full range of services to help you grow, protect and transfer your wealth. To discover more about wealth planning you can build on, please call today. L. Michael Heuple, CFP ® Senior Vice President Senior Portfolio Manager Financial Advisor 1747 Pennsylvania Avenue NW, Suite 500 Washington, DC 20006 202-778-1280 l.michael.heuple@mssb.com Wealth Planning You Can Build On A Morgan Stanley Company Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Smith Barney Financial Advisors do not provide tax or legal advice. This material was not intended or written to be used for the purpose of avoiding tax penalties that may be imposed on the taxpayer. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters. © 2011 Morgan Stanley Smith Barney LLC. Member SIPC. NY CS 6390873 WP001 09/10 2010-PS-1725